Oklahoma requires businesses to carry a commercial auto insurance policy when a company uses the vehicle for business purposes and meets certain other requirements. It is not just the registration that determines the requirement for a commercial automobile insurance policy. Other requirements are: ownership by a corporation, use in hauling goods for hire and gross vehicle weight. Some small trucks are eligible for coverage using a personal automobile insurance policy under specific circumstances.
Commercial auto insurance policies are not regulated in pricing, as are private passenger policies. There is price competition between insurance companies for good commercial automobile insurance.
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